Premium Protector The Premium Protector or commonly known as Accident Forgiveness Endorsement is now available with most insurance companies. This endorsement protects the insured against a change in rating due to an eligible "at fault accident". Give your broker a call to discuss adding this coverage to your auto policy. Identity Theft Identity theft is one of the most rising threats of crime. It is the unauthorized collection and use of your personal information, generally for criminal purposes of financial gain. An identity theft can take over your financial accounts, open new accounts, transfer balances and apply for loans. Call and ask how you can protect yourself against identity theft. Umbrella Liability Umbrella Liability may be the easiest and most cost effective way to increase your liability limits. An Umbrella policy will float an excess limit of liability that you choose between your home, car, watercraft or recreational vehicle for those unexpected occurences. Umbrella policies also cover you world wide.  Contact your broker for more information and pricing. Liability Limits Is $1 million enough liablity coverage? The short answer to that question is no. If we consider the cost of living, housing, cars, wages and education it has increased significantly over the past 10 years.  How much will it cost to take care of your obligations and expenses if your were severely or permanently injured?  Many court cases in Ontario heard in 2005 have proven that $1 million liability coverage is not enough. Give us a call to discuss increasing your limits or perhaps purchasing an Umbrella Liability policy. Payment methods Insurance Companies are allowing payments either by ATM or internet banking. Contact your branch to see if your company is registered. Package Policies Did you know that most insurance companies offer major discounts on both your home and automobiles if they are insured with the same market?  Call us to find out what you may be missing. Welcome to our “What’s New" section.  We will be updating this section regularly with news from within our company and the insurance industry.  Feel free to visit regularly!     Privacy Policy